Don’t be afraid to take a risk. That is the only way you will grow and make money.

Taking a risk is the only way you will grow and the only way you will have the opportunity to make a substantial amount of money.

Be diligent in paying your bills and keeping checkbooks balanced. If you stay on top of it, it will help keep the bills paid down.

Don’t forget to spend your money. It’s not all about saving it and being frugal. Take some time to enjoy it and spend it on yourself. Make sure your needs and responsibilities are met but, don’t be afraid to spoil yourself.